FinTech 101

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Privacy Policy

Welcome to FinTech101.com At FinTech101.com, we are committed to protecting your privacy and providing a safe online experience. This Privacy Policy outlines how we collect, use, and protect your personal information when you interact with our website.

Who We Are

FinTech101.com is a platform dedicated to sharing fintech news, trends, and insights. Our website address is: https://www.fintech101.com. By using our site, you agree to the practices described in this Privacy Policy.

What Information We Collect

1. Information You Provide

Comments: When you leave a comment, we collect the data you provide (e.g., name, email address) and your IP address to help detect spam.
User Accounts: If you register, we collect profile information, such as your name and email address.

2. Information Collected Automatically

Cookies: We use cookies to enhance your experience, such as remembering your login details or display preferences.
Analytics: We may collect anonymized usage data, including IP addresses, browser types, and operating systems, for improving site performance and content.

3. Media

If you upload images, ensure they do not contain embedded location data (EXIF GPS), as visitors can extract this information.

How We Use Your Information

We use your data to:

Personalize your experience on our website.
Facilitate commenting, account creation, and content sharing.
Monitor website performance and detect potential security issues.
Comply with legal obligations or enforce our site’s Terms of Use.

Cookies and Tracking Technologies

1. Types of Cookies We Use

Essential Cookies: Required for site functionality, such as remembering your login status.
Performance Cookies: Collect data about how visitors use our site to help us improve functionality.
Advertising Cookies: Used to deliver relevant ads and track the effectiveness of campaigns.

2. Managing Cookies

You can control cookies through your browser settings. Note that disabling cookies may impact the functionality of some features on our site.

Embedded Content and External Links

Articles on FinTech101.com may include embedded content (e.g., videos, images, or articles). This content behaves as if you visited the other website directly, which may collect data and use cookies. We are not responsible for the privacy practices of these third-party sites.

Who We Share Your Data With

We value your privacy and do not sell or rent your data to third parties. However, we may share data with:

Service Providers: To facilitate site functionality (e.g., spam detection services).
Legal Compliance: When required to comply with applicable laws or protect our rights.

Your Data Rights

1. Access and Portability

You can request a copy of the data we hold about you, including any data you provided to us.

2. Correction and Deletion

You have the right to update your information or request that we delete your personal data. Note that certain legal or administrative requirements may prevent complete erasure.

3. Opt-Out of Communications

You can unsubscribe from newsletters or marketing emails at any time using the link provided in the communication.

How Long We Retain Your Data

Comments: Retained indefinitely to streamline follow-ups.
User Accounts: Retained as long as the account is active. Inactive accounts may be anonymized or deleted upon request.

Data Security

We employ industry-standard measures to protect your information. However, no system is completely secure, and we cannot guarantee absolute protection.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy to reflect changes in our practices or relevant laws. Updates will be posted on this page, and significant changes may be communicated via email or website notifications.