If you’re interested in FinTech, the Library of Congress offers a comprehensive FinTech guide that’s an essential resource. Whether you’re a professional, student, or enthusiast, this guide covers everything from emerging technologies to regulatory insights. It’s a treasure trove of curated articles, books, and research tools that can deepen your understanding of financial technology’s transformative role. Check it out and unlock valuable insights to stay ahead in the evolving world of FinTech!

Introduction

FinTech, short for financial technology, is a rapidly evolving sector that leverages innovative technologies to transform traditional banking and financial services. This industry encompasses a wide range of applications, from mobile banking and contactless payments to cryptocurrency and blockchain. The innovative solutions in this industry are technology driven, digitally focused, and often disruptive to traditional financial services. Examples include contactless payments, peer-to-peer payments, mobile banking, budgeting apps, robo-advisors, as well as blockchain and cryptocurrency.

Each section of the guide will begin with a concise overview, followed by links to resources such as reports, books, and external resources. To facilitate further research there are sections on cryptocurrency and block chain technology, advisory management consulting firms, trade associations, financial regulatory firms, related print resources, subscription databases, and subject headings. By providing these resources, we aim to equip you with the tools to stay informed and up-to-date on the latest FinTech developments, including regulatory and legislative considerations and assessments of broader systemic impacts on the U.S. financial system.

Trade Associations

Most established industries have trade associations, also referred to as trade groups. Typically they are structured as non-profit organizations. Trade associations are dedicated to advancing a specific industry’s interests, providing industry information to the public, and providing learning opportunities for its members.

• Alliance of Digital Finance and FinTech Associations (AllianceDFA) External

  A global hub located in Cape Town, South Africa uniting associations to drive inclusive and resilient digital finance.
• American Bankers Association (ABA) External

  The American Bankers Association (ABA) is a membership association comprised of financial institutions and their employees. It offers its membership a broad range of information, training, staff expertise and other resources. The majority of ABA’s members are banks with less than $250 million in assets.
• American FinTech Council (AFC) External

  A standards-based organization, AFC is a trade association representing the largest financial technology (FinTech) companies and innovative BaaS banks to promote a transparent, inclusive, and customer-centric financial system with a goal to better serve underserved consumer segments and geographies.
• Association for Digital Assets Markets (ADAM) External

  ADAM is a private, non-profit, industry led association of firms operating in digital asset markets. Its membership includes marketplaces, lending principals, agency trading firms, prime brokers, and custodians.
• Association for Financial Technology (AFT) External

  AFT offers networking and professional development for U.S. banks, credit unions, lenders and payment companies and their executives. Founded in 1972, the organization’s membership represents virtually every area of technology, data or services.
• Block Chain Association External

  This Washington, D.C.-based trade association has over 100 members. It advocates on behalf of companies in the crypto and blockchain industries for favorable policies and regulations.
• Coin Center External

  This is a non-profit research and advocacy center focused on the public policy issues facing cryptocurrency and decentralized computing technologies like Bitcoin and Ethereum.
• Crypto Council for Innovation External

  The Crypto Council is a global alliance working to advance innovation and inclusive regulation. Its website includes policy briefs, reports, and information on the environment in the EU and Japan.
• The Digital Chamber (TDC) External

  TDC, formerly known as the Chamber of Digital Commerce, was established in 2014 to educate and advocate for the digital assets and blockchain industry.
• FairShake External

  This Political Action Committee is funded by and advocates for the blockchain industry and its innovators.
• Financial Technology Association (FTA) External

  The FTA represents industry leaders advocating for the modernization of financial regulation to support inclusive and responsible innovation. Supports Earned Wage Access, Buy Now Pay Later products, and open banking rules.
• Independent Community Bankers of America External

  ICBA represents community bankers throughout the U.S.
• Marketplace Lending Association External

  The MLA is an association for the marketplace lending industry, which is non-bank, peer-to-peer lending.
• National Crowdfunding & Fintech Association of Canada (NCFA Canada) External

  NCFA is engaged with stakeholders who incubate projects and invest in fintech, web3, blockchain, crypto, artificial intelligence, alternative finance, open banking, and payment companies at the forefront of transforming financial markets whose goal is to create real value for businesses and consumers.
• National FinTech Organization External

  The NFO is an organization based in Atlanta that enables and empowers early- and growth-stage fintechs by providing information, insights, education, and connections with people who can help them grow.
• Wall Street Technology Association (WSTA®) External

  The WSTA® founded in 1967 is a non-profit member organization. It offers financial industry technology professionals, vendors, service providers, and consultants a variety of seminars and networking and panel discussion events.